Terms of Service

Terms of Service

Ryan Matthes – https://www.ryanmatthes.com/

Agreement Between User and Ryan Matthes

Welcome to https://www.ryanmatthes.com/ (the "Site"). This website is operated by Ryan Matthes and is offered to you conditioned on your acceptance, without modification, of the terms, conditions, and notices contained herein (the "Terms"). Your use of the site constitutes your agreement to all such Terms. Please read them carefully.

https://www.ryanmatthes.com/ is a personal brand website offering digital content, educational resources, and consulting services.

Risk Disclosure

The information contained on this website is solely for educational purposes, and does not constitute investment advice. The risk of trading in securities markets can be substantial. You must review and agree to our Disclaimers and Terms and Conditions before using this site.

Individual results may vary, and testimonials are not claimed to represent typical results. All testimonials are by real people, and may not reflect the typical purchaser’s experience, and are not intended to represent or guarantee that anyone will achieve the same or similar results.

U.S. Government Required Disclaimer - Commodity Futures Trading Commission: Futures and options trading have large potential rewards, but also large potential risk. You must be aware of the risks and be willing to accept them in order to invest in the futures and options markets. Don't trade with money you can't afford to lose. This website is neither a solicitation nor an offer to Buy/Sell futures or options. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed on this website. The past performance of any trading system or methodology is not necessarily indicative of future results.

CFTC RULE 4.41 – HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-OR-OVER COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN.

Privacy

Your use of this Site is also subject to our Privacy Policy. Please review it to understand how your data is collected and used.

Electronic Communications

By visiting this site or communicating via email, you consent to receive communications from us electronically. You agree that

such communications satisfy any legal requirement that they be in writing.

Your Account

If you create an account on this Site, you are responsible for maintaining its confidentiality and for all activity under your login. You may not assign or transfer your account to another person. Ryan Matthes is not responsible for unauthorized access resulting from your failure to protect your credentials.

We reserve the right to terminate accounts or refuse service at our sole discretion.

Children Under Thirteen

This site does not knowingly collect personal data from anyone under the age of 13. If you are under 18, use this site only with the permission of a parent or guardian.

Cancellation & Refund Policy

Digital products and online training programs may be eligible for a 14-day money-back guarantee under the following conditions:

• The refund request is made within 14 days of purchase

• Less than 25% of the course or material has been accessed or completed

• Refunds exclude non-refundable processing fees charged by payment processors

To request a refund or cancel a subscription, email: ryan@thedailyoption.com

Third-Party Links and Services

This Site may contain links to third-party websites. These links are provided for your convenience only. Ryan Matthes is not responsible for the content, policies, or performance of any linked site.

Some services may be delivered by third-party vendors. By using this site, you consent to the sharing of information with

those vendors as needed to deliver services.

Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access this Site for personal use only, subject to these Terms.

All content on the Site—including but not limited to text, graphics, logos, images, and software—is the property of Ryan Matthes or its contributors, and is protected by copyright and other laws.

You may not:

• Copy, modify, distribute, publish, or resell any site content

• Use content for commercial purposes without express written consent

• Reverse engineer or attempt to extract source code from the Site

User Submissions and Communication Services

You may be able to contribute comments, ideas, or submissions ("Submissions"). By submitting content, you grant Ryan Matthes a non-exclusive, royalty-free license to use, reproduce, publish, and distribute your content in connection with the

Site and its services.

You are solely responsible for your content and agree not to:

• Post unlawful, harassing, or offensive material

• Upload viruses or malicious software

• Violate others’ rights or post unauthorized content

• Impersonate another person or misrepresent affiliations

Ryan Matthes reserves the right to monitor and remove any content at any time, without notice.

International Use

This Site is operated from the United States. If you access the Site from outside the U.S., you are responsible for compliance with local laws.

Indemnification

You agree to indemnify and hold harmless Ryan Matthes and affiliated parties from any claims, losses, or damages resulting from your use of the Site or violation of these Terms.

Arbitration Agreement

Any disputes arising under these Terms will be resolved through final and binding arbitration under the Federal Arbitration Act. Arbitration will be conducted by a neutral arbitrator in a mutually agreed-upon location. Judgment on the award may be entered in any court with jurisdiction.

You agree to waive the right to participate in class actions. All claims must be brought individually.

Disclaimer of Warranties

All content and services provided through this Site are offered “as is” without warranties of any kind. We make no guarantees about the accuracy, reliability, or suitability of information, software, or services.

To the fullest extent permitted by law, we disclaim all implied warranties including merchantability and fitness for a particular purpose.

Limitation of Liability

In no event shall Ryan Matthes be liable for any indirect, incidental, or consequential damages arising from your use of the Site or its content, even if advised of the possibility of such damages.

If you are dissatisfied with the Site, your sole remedy is to stop using it.

Termination of Access

We may suspend or terminate your access to the Site at any time, without notice, for violation of these Terms or for any reason we deem appropriate.

This agreement is governed by the laws of the State of California, and any disputes will be resolved under its jurisdiction.

Entire Agreement

These Terms constitute the full agreement between you and Ryan Matthes regarding the Site. If any part of this agreement is deemed invalid, the remainder shall remain in effect.

Changes to Terms

We reserve the right to update these Terms at any time. The most current version will be posted on this page. Your continued use of the Site constitutes your acceptance of any changes.

Contact Information

If you have any questions about these Terms, please contact:

Ryan Matthes

📧 ryan@ryanmatthes.com
📞 310-893-4023

Mailing Address:
633 David Ct.
Merced, CA 95340

Effective Date: May 5th, 2025